Diane T. McIntee, CFP®

Welcome to Optima Asset Management, where I offer a customized, client-centered approach to financial management. Taking a systematic approach to your overall financial situation may provide opportunities and rewards not realized by individuals and businesses attempting to negotiate today’s challenging financial environment on their own.   Working proactively with a qualified CFP® can help provide clarity and direction for your financial decision-making. 

If you are interested in a retirement advisor', wealth advisor, estate planner, education planning, or an overall financial planning' consultant, I can assist you.  Please contact me so we can discuss your needs and how I can help.

Here you are provided an overview of my services and how I approach each unique financial situation.  The accompanying articles, research reports, e-seminars, and calculators will assist in educating you about the basic concepts of wealth management and provide you with fast, easy access to market performance data.  In considering the information provided, you will see the value of working with a trusted, skilled Financial Advisor' to pursue your financial goals.

Please take advantage of this resource and visit it often.  The information provided is updated frequently to keep you informed on current issues and topics of interest. 

 

 

 

'These services are offered by Diane McIntee through her affiliation with H.D. Vest Investment Services SM and H.D. Vest Advisory Services SM.
Calculators

Financial IQ Test

Take this quick quiz to find out your Financial IQ

Long-Term Care Self Insurance

Will you be able to afford nursing home care?

Capital Gains Taxes

Estimate short-term and long-term federal capital gains taxes

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

More Calculators →

Newsletters

Another Economic Stimulus

Temporary incentives could affect businesses of all sizes. Although Congress was unable to tackle the controversial issue of future income tax rates before the 2010 midterms, it quietly passed a little-noticed tax package, the Small Business Jobs Act of 2009 (H.R. 5297), that may benefit small businesses and even individual taxpayers.

Fixed for Life

More than 40% of Americans ages 36 and older are at risk of running out of money in retirement, according to a retirement readiness study. In fact, almost one-third of people with upper-middle incomes and 13% with high incomes may not be able to pay for basic retirement expenses and uninsured health-care costs after two decades in retirement.

Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

Retaining MVPs with Executive Bonus Life Insurance

An economic recovery is likely to bring more job opportunities to top performers, but it could prove costly for businesses to replace productive employees who decide to leave. An executive bonus plan funded with cash-value life insurance can be used to reward and retain an organization's most valuable employees.

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